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Roof Insurance Claim

The last thing any homeowner wants to experience is a roofing problem; however, it happens. When a roof gets damaged it is important to file a roof insurance claim. Normally an insurance policy will cover problems that happen suddenly or accidentally, or are caused by specific events including wind, fire, hail, or the weight of snow. However, types of roof damage covered by insurance will be contingent upon the policy’s terms and why a roof needs to be repaired or replaced.

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Filing a Roof Insurance Claim

Filing an insurance claim can be overwhelming and cause more anxiety than needed. Homeowners are already stressed because their roof has been damaged; therefore, some roofing companies, such as Legacy Exteriors, will file the claim for them. They will include a detailed report with information such as the damages they discovered, the date of the storm, and damages to the interior of the home. This is one less thing homeowners will have to worry about. However, if the homeowners would like to file the claim themselves, Legacy Exteriors will work very closely with them to make sure all the information needed is filed. This close working relationship guarantees they will get enough insurance money to take care of the costs of a new roof and full benefits of their policy. The experts at Legacy Exteriors have years of experience communicating with insurance companies and understand their processes well enough to speed up the cycle time.

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Inspect the Roof First

Before ever filing a roof insurance claim, homeowners will want to have the roof inspected by a professional roofing company. The inspector will evaluate the roof and assess every aspect of it including the structural support and stability of the roofing material, as well as an interior inspection of damage caused to the inside of the home.

When the roof inspection is finished, the roof inspector will explain what damages were found. They may also take the homeowners around the home to point out the damages they noticed, without taking them on the roof. An estimate prepared by the roof inspector may also be given to the homeowners.

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Locate a Local Roofing Company

Filing roof insurance claims can be a nightmare and often complicated for homeowners. If it is not done right, they could wait a long time for a settlement. That is why Legacy Exteriors has partnered with Owens Corning Roofing. They not only provide high-quality shingles for roof repairs or replacements, but they are also committed to processing claims at a rapid pace. They understand the importance of the saying “time is of the essence” when it comes to filing claims and receiving a settlement. In fact, Owens Corning guarantees homeowners will receive communication within 72 hours of receiving their claim form that explains the next steps to take. Once the settlement is taken care of, Legacy Exteriors is happy to work with homeowners to replace their damaged shingles or provide an entire roof replacement. Call Legacy Exteriors today at (636) 206-6718 if you are in the market for either one!

FAQ

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